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Resolution No. 2024-56 Support of Federal Tax Relief Act and Flood Insurance Relief Act - September 3, 2024 CITY OF AVENTURA RESOLUTION NO. 2024-56 A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF AVENTURA, FLORIDA, EXPRESSING SUPPORT OF THE FEDERAL TAX RELIEF ACT, THE FLOOD INSURANCE RELIEF ACT, AND CALLING FOR ADDITIONAL SOLUTIONS TO ADDRESS THE FLORIDA PROPERTY INSURANCE CRISIS; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the State of Florida is currently facing a crisis of housing affordability, exacerbated by a crisis in the cost of property insurance; and WHEREAS, according to Bankrate, the average cost of homeowners insurance in the Sunshine State is $5,533 per year for a $300,000 dwelling coverage policy—about 148 percent more than the national average premium of $2,230 per year for the same amount of coverage; and WHEREAS, the proposed Federal Disaster Tax Relief Act, which passed the U.S. House with wide bipartisan support and is sponsored by Rep. Greg Steube, R-Fla., would allow victims of hurricanes and federally declared disasters to avoid income taxes on compensation they receive for those disasters; and WHEREAS, the proposed Flood Insurance Relief Act, sponsored by Rep. Byron Donalds, R-Fla., and Sen. Rick Scott, R-Fla., would allow individuals earning $200,000 or less, or households earning $400,000 or less, to deduct their flood-insurance premiums from their taxes. The savings could be significant as National Flood Insurance Program premiums rise and more people are required to get flood insurance; and WHEREAS, the City Commission of the City of Aventura hereby declares its support of passing state legislation that would address the escalating cost of homeowner's property insurance that is overburdening homeownership and impacting the residents of the City of Aventura. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF AVENTURA, FLORIDA, THAT: Section 1. The foregoing Whereas clauses are incorporated herein. Section 2. The City Commission of the City of Aventura supports the passing of legislation that would address the escalating cost of homeowner's property insurance that is overburdening homeownership and impacting the residents of the City of Aventura. The City urges Congress to pass the Federal Disaster Tax Relief Act and the City of Aventura Resolution No. 2024-56 Flood Insurance Relief Act to provide some help to struggling homeowners. The City further calls on the State of Florida to provide solutions to address the cost of property insurance. Section 3. Effective Date. This Resolution shall become effective immediately upon its passage and adoption. The foregoing Resolution was offered by Commissioner Friedland, who moved its adoption. The motion was seconded by Commissioner Bloom, and upon being put to a vote, the vote was as follows: Commissioner Amit Bloom Yes Commissioner Rachel Friedland Yes Commissioner Billy Joel Yes Commissioner Paul A. Kruss Yes Vice Mayor Dr. Linda Marks Yes Mayor Howard S. Weinberg Yes PASSED AND ADOPTED this V day of September, 2024. • � HOWARD S. WEINBERG, ES MAYOR ATTEST: ELLISA L. HORVATH, MMC CITY CLERK APPROVED AS TO LEGAL SUFFICIENCY: ROBERT MEYERS CITY ATTORNEY WEISS SEROTA HELFMAN COLE + BIERMAN, P.L. Page 2 of 2